A Special Program designed specifically to meet the needs of Pawnbrokers. This is a comprehensive insurance coverage

Available Coverage’s
• Pawned & Owned Jewelry & Guns
• Pawned & Owned Other Stock
• Block Form available for firearms, jewelry, precious and semiprecious stones, watches, gold, silver and other metals
• Memo
• Shipments
• Buildings, business furniture and fixtures
• General Liability, personal injury, advertising injury, including products/completed operations on firearms
• Loss of Business Income
• Property in transit and registered mail
• Theft of monies and securities
• Electronic data/computer equipment
• Outdoor Signs
• Exterior Glass
• Products Liability for Guns
• Accounts Receivable/Valuable Papers

Limits Available
• Property – up to $2,000,000 per location
• Liability – up to $1,000,000 each occurrence/$2,000,000 Aggregate (primary)
• Excess Liability – up to $10,000,000
• Fire Damage Legal - $100,000 as required
• Block – no sub-limit on jewelry/firearms

Carriers
A.M. Best “A” or better rated carriers

Special Coverage’s Available:
• Forms can be written on Commercial General Liability and Commercial Property or Business Owners Form specifically designed for Pawnshops
• Replacement Cost on Buildings (depending on age & updates)
• 2 or 3 times pawn value or Actual Cost of the loan plus legally accured interest
• Theft Limitation Endorsement offered with available credits on Pawned Jewelry